Our areas of intervention

Leaning on its proficiency in financial services consulting, Bolder Advisory is dedicated to exceeding the expectations of its clients and partners. The firm is focused on designing tailored solutions addressing their clients’ specific needs, challenges and constraints. Driven by an unwavering commitment to excellence and satisfaction, for both its employees and clients alike, Bolder Advisory stands as an independent top-tier consultancy firm.

Bolder Advisory’s services’ portfolio derives its strength from a multidisciplinary team with sharp and recognized expertise covering the entire value chain from end to end. This proficiency has been cultivated through the successful execution of numerous programs and projects for various financial institutions in France and Europe.

Contact us
3

Banking

Traditional banks are facing growing challenges arising from the evolving macroeconomic and political environment, the increasing interest rates, the continuous evolution of regulatory demands, the significance of emerging threats—specifically ESG risks—and the persistent disruptions triggered by technological advancements. This necessitates swift adaptation from banks in order to avoid the risk of being completely surpassed.

In this context of perpetual transformation, Bolder Advisory brings its expertise:

    • Diagnosis, review, and development of risk models (credit, interest rate, liquidity, etc.) to ensure an optimal level of risk-return and compliance with internal and regulatory requirements.
    • Design and implementation of Target Operating Models and optimized processes leveraging cutting-edge technologies.
    • Regulatory compliance of risk management frameworks and systems (ICAAP, ILAAP, RAF, IRRBB, etc.) and their operational integration.
    • Conducting internal and regulatory stress-testing exercises (EBA, ECB, etc.).
3

Capital Markets

Confronted with the continual evolution of capital markets, it is imperative to stay informed about the significant challenges in this strategic domain. Financial sector players must grapple with challenges such as market volatility, globalization, emerging regulations and technologies, and the imperative to adeptly manage risks.

Bolder Advisory supports its clients in a variety of projects:

 

    • Market and counterparty risk management (identification, quantification, monitoring/reporting).
    • Business model design and/or review.
    • Production and reporting of financial information.
    • Conducting quantitative analyses and studies using advanced techniques and new technologies.

Capital Markets

Confronted with the continual evolution of capital markets, it is imperative to stay informed about the significant challenges in this strategic domain. Financial sector players must grapple with challenges such as market volatility, globalization, emerging regulations and technologies, and the imperative to adeptly manage risks.

Bolder Advisory supports its clients in a variety of projects:

 

    • Market and counterparty risk management (identification, quantification, monitoring/reporting).
    • Business model design and/or review.
    • Production and reporting of financial information.
    • Conducting quantitative analyses and studies using advanced techniques and new technologies

3

Asset management

Asset managers encounter persistent pressures and emerging opportunities, including dynamic shifts in cost structures, a progressively intricate regulatory landscape, a redefinition of operational models influencing returns, and more. Achieving success in this environment necessitates optimal capital allocation, data-driven decision-making, advanced techniques, and the implementation of flexible and efficient processes.

Bolder Advisory offers and implements a large panel of solutions:

    • Definition and review of strategy and operational model.
    • Design and implementation of solutions.
    • Risk management (definition of measures, limits, model review/implementation, etc.).
    • Organization, transformation, and internal control.
    • Data management and digitalization.
3

Our Capabilities

Finance
Risk
Compliance
ESG
Processes

Processes and Organization

Data & Digital

Data & Digital

Effective data utilization enables informed decision-making and provides key insights for risk assessment, resource allocation, and service enhancement. Bolder Advisory partners with financial sector stakeholders to ensure optimized data management, aiming to enhance performance and operational efficiency. Furthermore, our teams possess a strong background in advanced Machine Learning and Data Science techniques, enabling us to fully leverage and activate the potential of your data

Bolder Advisory assists financial institutions in their digital transformation projects, including:

  • Implementation of data management solutions.
  • Conduct of operational work in Data Design, Data Lineage, and Data Science.
  • Establishment of Data Quality Framework (DQF), including data quality monitoring dashboards.
  • Data diagnosis and quality improvement.
  • Reduction of operational costs.
  • Automation of processes and operations (e.g., decision-making).
  • Diversification of channels and products through digitization.
Show more

Finance

The Finance department plays an essential role in value creation and encompasses a range of critical functions, such as Asset and Liability Management (ALM), treasury, accounting, management control, consolidation, regulatory reporting, and financial communication.

Bolder Advisory supports financial institutions’ Finance departments in all their projects and programs by designing and implementing solutions tailored to their specific needs and regulatory requirements, aiming to enhance operational efficiency:

  • Performance management and management control.
  • Implementation and review of ICLAAP frameworks.
  • Management of structural risks (interest rate, liquidity, FX).
  • Asset-Liability Management (ALM) and treasury management.
  • Regulatory compliance and production of regulatory reporting.
  • Transformation of the Finance function.
Show More

ESG

The challenges presented by climate change are significant, and the role of financial institutions in facilitating the shift towards a more responsible, low-carbon economy is crucial. In this context, ESG risks, covering environmental, social, and governance aspects, are gaining heightened importance.

Acknowledging these concerns, Bolder Advisory positions itself as a responsible actor and helps financial institutions navigating this transition. This involves defining and implementing measures to reduce carbon emissions while addressing social and governance risks:

  • Implementation of frameworks for climate/ESG risks.
  • Definition of an ESG risk map.
  • Integration of climate and ESG risks into ICLAAP
  • Modeling of physical and transition risk and its integration into existing models (credit, counterparty, market, etc.).
Show More

Processes and Organization

Financial institutions face a complex set of challenges and issues, which require agile organization and approaches supported by robust processes. These developments compel financial institutions to innovate, transform, and promote operational excellence to remain competitve and prosper.

In this regard, Bolder Advisory assists its clients in the search for organizational efficiency, process optimization, to transform themselves and promote operational excellence:

  • Mapping and redesign of processes.
  • Overhaul or design of Target Operating Models.
  • Reorganization of departments, units, or functions.
  • Establishment of centers of expertise.
  • Change management.
  • Project management for transformation initiatives.
Show More

Compliance

Given the dynamic nature of regulatory changes and the increasing complexity of underlying requirements, financial institutions must establish mechanisms to ensure a proper interpretation of expectations and compliance in all circumstances.

 In this regard, and with the support of an internal regulatory watch unit, Bolder Advisory assists financial institutionsin analyzing the latest requirements, defining and implementing compliance plans, and strengthening internal control mechanisms:

  • Review of operational set-ups and support in the context of internal control missions.
  • Establishment of governance and risk monitoring processes.
  • Regulatory monitoring and project management.
  • Review of internal control plans and implementation of remediation plans.
Show More

Risk

Risk management is a critical function aimed at preventing both systemic and idiosyncratic shocks in order to ensure the stability of key economic and financial actors. Drawing on its proficiency in risk management, Bolder Advisory helps clients in recognizing, evaluating, foreseeing, and mitigating financial and non-financial risks, addressing market fluctuations and uncertain economic events. This involves defining and implementing compliant, tailored, and adaptable solutions in accordance with best practices.

Bolder Advisory offers a range of services in the field of Risk Management, including:

  • Establishing or reviewing risk management frameworks: origination/booking, risk measurement, monitoring, risk governance, and mitigation.
  • Designing and implementing risk appetite frameworks (RAF): metrics and limits.
  • Conducting regulatory (EBA, ECB, PRA) and internal (ICLAAP, budget) stress tests
  • Risk parameters’ modeling (credit, market, counterparty, operational, interest rate, etc.).
  • Developing and reviewing/validating risk models (credit, market, counterparty, etc.).
  • Transforming the risk function.
Show More